Safety Investigation Report 2018:1 Factual Information/1.5/1.5.8
SAFETY INVESTIGATION REPORT MH370 (9M-MRO)
1.5.8 Financial Background and Insurance Cover
The PIC held bank accounts, two savings accounts, one current account, two national trust funds (ASB and ASN) and a joint account with his wife. He had a credit card. He was contributing to the Employees Provident Fund (EPF). There is no record of him having secured a life insurance policy. He had 2 houses, one in Shah Alam and the other in Subang Jaya. He had taken a bank loan on one of his houses and had a mortgage insurance policy on this loan. He also had 3 vehicles. His gross monthly income and out-of-pocket expenses indicated nothing unusual.
The PIC also had a trading account with an investment bank. The Central Depository System (CDS) and Trading accounts were opened since 13 February 1998 and 19 March 1998 respectively. The CDS account was inactive whereas the last transaction of the trading account was noted on 03 February 2000.
The FO had two saving accounts and a national trust fund (ASB) account. He contributed to the EPF. He owned two cars and spent money on the upkeep of his cars. He did not have much savings in his bank account. He had a life insurance policy and a mortgage insurance policy for a loan he took for his car.
The cabin crew had bank accounts and loans. However, the gross monthly income and out-of-pocket expenses indicated nothing unusual. There is also no evidence of recent or imminent significant financial transactions carried out.